PayPal Fee Calculator
Short answer: PayPal charges US sellers 2.99% on goods and services payments (no fixed fee), 3.49% + $0.49 on PayPal Checkout and other commercial payments, and 2.99% + $0.49 on standard card payments. Payments from other countries add 1.5%.
How much to charge so you receive a set amount
PayPal fees at a glance
| Fee | Amount |
|---|---|
| Goods & services payment (Send/Receive Money) | 2.99% |
| PayPal Checkout (PayPal button / guest checkout) | 3.49% + $0.49 |
| Standard credit & debit card payments | 2.99% + $0.49 |
| PayPal Pay Later | 4.99% + $0.49 |
| All other commercial transactions | 3.49% + $0.49 |
| International payments | +1.5% |
Worked examples
Example: $100 goods & services payment
| Fee | Amount |
|---|---|
| Goods & services payment (2.99%) | $2.99 |
| Total fees | $2.99 |
| You receive (before your shipping/item costs) | $97.01 |
Example: $100 PayPal Checkout payment
| Fee | Amount |
|---|---|
| PayPal Checkout (3.49% + $0.49) | $3.98 |
| Total fees | $3.98 |
| You receive (before your shipping/item costs) | $96.02 |
Example: $100 PayPal Checkout payment from another country
| Fee | Amount |
|---|---|
| PayPal Checkout (4.99% + $0.49) | $5.48 |
| Total fees | $5.48 |
| You receive (before your shipping/item costs) | $94.52 |
FAQ
What is the PayPal fee for goods and services?
2.99% of the payment for Send/Receive Money for Goods and Services, according to PayPal's US merchant fee page. There is no fixed fee on this payment type. A $100 payment costs $2.99.
How much does PayPal charge on $100?
$2.99 for a goods and services payment, $3.98 for PayPal Checkout (3.49% + $0.49), and $3.48 for a standard card payment (2.99% + $0.49). Add 1.5% if the buyer is outside the US.
How much should I charge to receive $100 through PayPal?
For a PayPal Checkout payment, charge $104.12: the fee on that amount is $4.12, leaving $100.00. Use the reverse calculator above for other amounts and payment types.
Does this include currency conversion?
No. PayPal adds a separate currency conversion spread when money is converted. This calculator covers USD payments received in USD.